State Farm® Insurance Agent Ed Kalpagian
Leave Us a Review
Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Rosh Roshni
September 4, 2026
5
out of
5
rating by Rosh Roshni
"Great service. Very friendly. Patiently answers all your questions. Really appreciate it."
Jack Hong
August 26, 2026
5
out of
5
rating by Jack Hong
"I’ve been dealing with ed for almost 30 years. His staff has always provided great service and knowledgeable advice. Highly recommend!"
We responded:
"Jack,
Beyond thanking you for the review & kind words regarding our agency, I have to say it has been a pleasure working with you over all these years!
THANK YOU for entrusting us to handle your family’s insurance needs!
"
Alyssa Tirado
August 21, 2026
5
out of
5
rating by Alyssa Tirado
"Shawn is the biggest help!"
We responded:
"Thank You Alyssa!!"
JAI M
August 21, 2026
5
out of
5
rating by JAI M
"JUST HAD A WONDERFULL CONVERSATION WITH SUZAANE FROM STATE FARM ABOUT A PENDING CLAIM VERY POLITE AND KNOWLEDGEABLE RECOMMEND CALLING HER FOR YOUR CAR OR HOME INSURANCE"
We responded:
"Thank You Jairam!!
We appreciate your review and kind words regarding our office manager Suzanne Tax!
In addition to providing the great auto insurance and home insurance rates, we prove our value in the times we are needed the most to our customers. Our office has over 50 years of Claims experience and always strives for 100% customer satisfaction.
Thanks again and we appreciate you!
Ed K"
Adelynn Rabold
August 19, 2026
5
out of
5
rating by Adelynn Rabold
"Switching our auto & homeowners insurance was such a breeze with Ed’s office. Suzanne made everything so simple & straightforward, we can’t recommend her enough!"
We responded:
"Adelynn,
Thank you for your 5 Star review and kind words regarding our Office Manager Suzanne!!
Suzanne leads the team in our commitment to providing competitive insurance rates along with great service & guidance.
Thank you again and welcome to our Agency!
Ed Kalpagian "
Jeffrey Welsch
August 6, 2026
5
out of
5
rating by Jeffrey Welsch
"Great customer service!!!"
We responded:
"Thanks Jeffrey for trusting us to handle your insurance needs!
Welcome aboard!
We appreciate you!"
York
July 31, 2026
5
out of
5
rating by York
"The staff at this office were extremely helpful processing my claim. Sean and Suzanne were particularly very attentive and responded promptly to all my questions."
We responded:
"Thank you so much for the review & kind words about Suzanne and Sean!
In addition to competitive auto, home and life insurance rates, we combine it with great service to provide the best overall value to our clients. We appreciate you and your business.
Ed K"
Mary Ann Sgambati
July 31, 2026
5
out of
5
rating by Mary Ann Sgambati
"Sean was very helpful in verifying our dad’s annuity payments were processed to the correct bank account. He followed up with the appropriate department and called us back very quickly to confirm. Great customer service!!"
We responded:
"Mary Ann,
Thank you for acknowledging Sean as well as the 5 Star Review!
Our office specializes in helping customers with Life Insurance & Annuity needs. All with competitive rates while providing great service."
Michelle D
July 29, 2026
5
out of
5
rating by Michelle D
"Great team to work with! I called to update a policy and Sean worked super hard to get those changes done. The communication was fantastic! I never felt like I had been forgotten or pushed to the wayside. One of the best interactions with an insurance company I’ve had."
We responded:
"Michelle,
Thank you so much for the 5 Star Review along with your kind words!
We strive as a team to provide the best overall value of competitive insurance rates with timely and great service!"
Rob Tortorelli
July 28, 2026
5
out of
5
rating by Rob Tortorelli
"Suzanne and everyone at the Allendale office are always so helpful and professional. They explain everything related to all your policies in a way that is easy to understand. They are always available to answer any questions you may have. I highly recommend The Allendale NJ State Farm Office to anyone looking for high quality customer service when looking to buy insurance in Northern NJ."
We responded:
"Rob,
Thank you for being such a long time Valued Customer of ours as well as your kind words and 5 Star review!!!
Suzanne sets the tone for our goal of providing the best overall Value of competitive Insurance rates combined with Great Customer service!
Best wishes to you in the future!
Ed K"
Lionel Savadier
July 24, 2026
5
out of
5
rating by Lionel Savadier
"Sean Hansen was fantastic. Extremely helpful. Obviously intelligent. Very friendly. A credit to the company"
We responded:
"Thank you Lionel for taking the time to provide a review and kind words about Melissa. Our Agency is PROUD & FORTUNATE to have Sean, as part of our team. Sean is a tremendous asset to my office and consistently provides stellar service for our customers insurance needs. I’m never surprised to hear great reviews for her. Thanks again for your comments as well as your business!"
David Cavaliere
July 24, 2026
5
out of
5
rating by David Cavaliere
"Had a question spoke to sean. Complete gentleman. Answered my question immediately with excellent advice. I have had all my insurance with Ed since 1987. All the girls are wonderful too....Love Ed Kalpagians state farm office."
We responded:
"David,
It's been nothing short of a pleasure working with you over all these years!
We appreciate your trust in us to handle all of your insurance needs!
We are also all thankful for your review and kind words!
Sean works very hard and diligently to deliver our goal of competitive insurance rates combined with great customer service. Thanks for acknowledging Sean!
Ed K"
Ed H
July 20, 2026
5
out of
5
rating by Ed H
"It’s been great working with Ed Kalpagian and his team. They’ve been handling my home and auto insurance for many years. I always feel like my policies are getting the proper attention."
We responded:
"We thank you and appreciate your business over the years! Thank you so much for taking the time out to give us a rating & review!"
Angela
June 30, 2026
5
out of
5
rating by Angela
"I needed information for a client of ours closing and spoke to Cindy Meier Lota and she went above and beyond to assist me in this transaction. We need more people like Cindy working as she was very helpful and willing to assist in anyway possible. Angela at Frank Sahaj, Esq. office in Westfield, NJ - thanks again Cindy you are the BEST BAR NONE"
We responded:
"Angela,
Thanks for the 5 Star Review as well as your kind words. I am not surprised to hear this about Cindy!
Cindy and our entire team strive to provide the best possible service, coverage guidance and competitive insurance rates to our clients. Cindy and our Team can only hope to continue to work with you and future clients moving forward. Thank You!"
Emily Sussino
June 26, 2026
5
out of
5
rating by Emily Sussino
"No matter who I speak with at Ed Kalpagean’s office, I am always greeted with how can they help! Everyone is so friendly. I have been a client of Ed’s for 25 yrs and never hesitated to refer him to friends and family. Thank you Ed Kalpagean State Farm for your stellar service!"
We responded:
"Thank you for your review and kind words Emily!
We appreciate you and your business!"
Samuel Sandus
June 23, 2026
5
out of
5
rating by Samuel Sandus
"Anytime I needed help, they were always there to help resolve my issues quickly!"
We responded:
"Thank you Samuel for the review & kind words!
We pride ourselves on providing competitive insurance rates along with great customer service.
We appreciate you and your business!"
Byron Chapin
June 19, 2026
5
out of
5
rating by Byron Chapin
"Great reliable service!"
We responded:
"Thanks for the Review Byron!
Welcome to our Agency!!"
Kamran Zangeneh
May 21, 2026
5
out of
5
rating by Kamran Zangeneh
"I had ed Kalgan over 15 years.. pretty solid and reliable"
We responded:
"Thank You Kamran for your review!!
We appreciate you and enjoy giving clients like you the best value in insurance rates and service!"
Sang Lee
May 12, 2026
5
out of
5
rating by Sang Lee
"Great service! They insure everything! From my home, to my cars, to my businesses. Thanks Shannon and Sean!"
We responded:
"Thank you for your review Sang!
We appreciate you & your business and are committed to providing the best value of Competitive Insurance rates with Great customer service!
Ed K"
Reidun Logan
May 1, 2026
5
out of
5
rating by Reidun Logan
"Sean Hansen helped me update my car insurance policy with excellent efficiency this afternoon."
We responded:
"Thank you Reidun! Sean and I appreciate your kind words & review!
Sean portrays our goal to provide the best value of insurance rates combined with great service!
We appreciate your support!"
Jack Kindel
April 24, 2026
5
out of
5
rating by Jack Kindel
"Very helpful discussing my home and auto needs as well as life insurance. Ed's account rep Cindy, did a great job explaining overages and gave me very competitive quotes. Thanks!"
We responded:
"Jack,
THANK YOU so much for your review and nice words regarding your experience with Cindy!!
Providing competitive Auto Insurance rates & Competitive Life Insurance rates in addition to our advice and guidance is what we strive for!
We appreciate you!!"
Eileen Reif
March 24, 2026
5
out of
5
rating by Eileen Reif
"I have been using this agency for 10 years for all of my insurance needs. The coverage is excellent and the costs are fair if not better than other companies. More importantly, the service is top-notch! Ed, Suzanne and office staff have gone above and beyond! They are always available, courteous, and capable of providing support and knowledge. Recently, I worked on an insurance need with Darlene. She has been superb! I so appreciate all that she has done for me, and in a very timely fashion. She is great with follow-up and she resolved my issue not only expediently, but with the best benefit for me. This office staff provides one on one service that is hard to find these days. I appreciate all of them... and will never use another agency!"
We responded:
"Thank you times 2 Eileen!
First off for your review and kind words about our office. Additionally, we thank and appreciate your many years of business with us!
It’s always great to hear the satisfaction of a long term client attesting to the overall value of great insurance rates combined with great customer service that we strive for on a daily basis!
Thank you again for being with us!!
Ed K
"
Ali Lohr
March 19, 2026
5
out of
5
rating by Ali Lohr
"Cindy did a fantastic job writing my homeowners and auto insurance policies. She answered all of our questions and provided exceptional customer service! Thank you for making this process run smoothly."
We responded:
"Ali! Thank you for taking the time to give Cindy & our office a review!
We’re very happy to have Cindy join our team to help provide the best insurance rates combined with great customer service.
Welcome to our Agency and THANK YOU for your business!"
Max Osa
March 12, 2026
5
out of
5
rating by Max Osa
"I transitioned my auto and homeowners insurance to this State Farm office a little over a year ago. Suzanne Tax is the absolute Best!!!! She is extremely talented, knows the business and is not afraid to invest time with her clients. Thank you for all you do Suzanne!!!"
We responded:
"Max,
Thank you for your support & kind words about our team, Suzanne in particular!
As our office manager Suzanne sets the tone of providing professional service combined with competitive insurance rates which gives the best overall value to our customers.
We appreciate you and your business!
Ed K"
Livnat Hai-Choron
January 5, 2026
5
out of
5
rating by Livnat Hai-Choron
"Darlene is always amazing and helpful!"
We responded:
"Thanks for your review Livnat. We are pleased to have the best priced Renters Insurance as well as having Darlene in our office."