Skip to content
Profile photo of a State Farm Agent named: Ed Kalpagian

Would you like to create a personalized quote?

State Farm® Insurance Agent

Ed Kalpagian

Ed Kalpagian Ins Agcy Inc

87 West Allendale Avenue
Allendale, NJ 07401-1701

Profile photo of a State Farm Agent named: Ed Kalpagian

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


87 West Allendale Avenue
Allendale, NJ 07401-1701


English, Spanish

Online Auto Quoting is Temporarily unavailable, PLEASE CALL My Office for an Insurance Quote.

Spring is Upon us in Bergen County NJ. Now that Spring Breaks are over you'll have more time to focus on other important items like Insurance and Financial Services. We are here to help make Insurance Easy to understand so you can make informed decisions to fit your specific needs. We are here to meet in person, virtually or over the phone.

State Farm Agent in Bergen County, serving Mahwah, Waldwick, Saddle River, Upper Saddle River, Paramus, Ridgewood, Wyckoff, Allendale, Midland Park, Woodcliff Lake, Ramsey, Hohokus and the States of New York & Pennsylvania as well for 25 years! Save on Auto Insurance, Homeowners Insurance, Life Insurance & Financial Services! Good Neighbor Customer Service 24/7 FREE Quotes on Your Car Insurance, Home Insurance & Life Insurance. If you work, live or relocate to Bergen County stop by or call our Office on Allendale Avenue in Allendale, NJ! Member of Allendale Chamber of Commerce. Member of Waldwick Chamber of Commerce. Member of Mahwah Chamber of Commerce. Member of Wyckoff Zoning Board. Advising customers on Education Needs, Life Insurance Needs, Life Insurance Review. Life needs analysis and Risk Management! Complimentary review of current insurance policy. Call or Click for free quote on Car Insurance, renters insurance, life insurance and business insurance.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

What you need to know about replacement cost vs market value

Learn the difference between replacement cost value and market value coverage to make an informed decision when purchasing home insurance.

The importance of safety glasses and when to wear them

Learn about the importance of wearing eye protection, the different types and features that can help increase your safety and prevent eye injury.

View More Articles

The Ed Kalpagian, State Farm team is proud to serve the Bergen County area in Wyckoff, Allendale, Mahwah, Ramsey, Waldwick, Midland Park, Upper Saddle River, Saddle River, Ho-Ho-Kus, Ridgewood, Midland Park, Woodcliff Lake , Paramus and New York & Pennsylvania as well with insurance and financial services. Contact our office today for an insurance review to see where we can help get great value on , Auto insurance, Homeowners Insurance, Life Insurance and more. We would love the opportunity to earn your business. Contact Our office today for a FREE Insurance Review!

The Ed Kalpagian State Farm Insurance Agency in Allendale, NJ is a dedicated team of insurance professionals committed to providing exceptional customer service and personalized insurance packages. Led by Ed Kalpagian, a seasoned insurance agent with years of experience in the industry, the agency strives to build strong relationships with customers based on integrity, and reliability.

The team at The Ed Kalpagian State Farm Insurance Agency is known for their extensive knowledge of products and services. Whether it's auto, home, renters, life, or business insurance, the team is dedicated to understanding each customers unique needs and tailoring insurance plans that provide comprehensive coverage. We are also Licensed and doing business in New York & Pennsylvania too!

At The Ed Kalpagian State Farm Insurance Agency, customer satisfaction is always a top priority. The team is committed to going above and beyond to ensure that customer receive prompt and efficient service, whether it's assisting with claims, answering policy-related questions, or providing expert advice. With a strong emphasis on building long-term relationships, the team strives to be an insurance partner for individuals, families, and businesses in Allendale and the surrounding communities.

With a focus on community involvement, The Ed Kalpagian State Farm Insurance Agency actively supports local organizations and events, demonstrating their commitment to giving back to the community they serve. Through their dedication to excellence, professionalism, and personalized service, the team at The Ed Kalpagian State Farm Insurance Agency aims to be the go-to insurance agency for all insurance needs in Allendale, NJ..


Suzanne Tax

Office Manager

I joined the Ed Kalpagian team in July of 2006 as a service representative.

I am currently the Office Manager and Senior Sale's representative. I am licensed to help customers in New Jersey, New York & Pennsylvania My goal is and always has been to inform my customers and empower them to choose the protection that is right for their families and their businesses. I love seeing my customer's families and businesses grow as well as being there to help them along the way. I excel at managing complex insurance operations and supporting my colleagues in efforts to provide stellar customer experience. If you prefer to have a more personalized insurance rep handling your policies vs a call center, please call me or email me for a FREE review or quote of your Auto Insurance, Homeowners Insurance, Life Insurance & Business Insurance today!


Melissa Nazzaro

Customer Service Representative

I am a Customer Service Representative and have been employed with Ed Kalpagian State Farm Insurance Agency for 3 ½ years. I am also licensed to serve customers in New Jersey Property and Casualty Insurance. Contact me to schedule a FREE quote or review of your Life Insurance, Home Insurance, Business Insurance or Auto Insurance.

One of the most rewarding aspects of my role, is being presented with the opportunity to establish relationships with our policyholders, while offering the highest level of customer service.

Personally, I earned both my Bachelor’s Degree in Marketing and Master’s Degree in Human Resources Training and Development, 2003 from Seton Hall University. Currently, I reside in Bergen County New Jersey, with my husband and our four children.


Charleen Harry

Insurance Account Representative


Heather Connell

Our Agency

We are a very busy office and are looking for our next great team member. This busy insurance and financial services office has a passion to make a difference in the lives of others and better the community. We are an established, growth-oriented agency with a team of highly motivated individuals. We attribute our success to having a fun, energetic environment that is an enjoyable place to work. Our team works hard to reach our goals together as a team and have fun while we are doing it! Our well-trained team uses state of the art technology to achieve outstanding results. We want to work alongside those who are equally committed to excellence and personal achievement. If you want to work in an environment that is fun, challenging, and rewarding, then Ed Kalpagian - State Farm Agent may be the right fit for you! If you're willing to work hard and you expect to get results from yourself and those around you, we want to meet you and talk about the opportunity we have for you. If you are self-motivated, possess an entrepreneurial spirit and have a desire to win and achieve results, please consider joining our team. Come work with an energetic, fun team at Ed Kalpagian - State Farm Agent!

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.